Small and Medium Enterprise and Startup Administration, Ministry of Economic Affairs
SME and Micro-Enterprise Multi-Channel Development Loan Program
中小微企業多元發展貸款服務計畫
Subsidy ceilingUp to NT$35M (~NT$35,000,000)
Industry chapter05 · Financial Management
Eligibility
Companies, businesses, or limited partnerships with formal Taiwanese registration that qualify as SMEs — including individual sole proprietorships.
What’s offered
Provides preferential-rate loans through two tracks. Track 1 supports digital transformation, net-zero transition, and channel-expansion projects. Track 2 supports SMEs directly or indirectly hit by U.S. tariff measures.
Key terms
- Loan ceiling
- Up to NT$35,000,000 per borrower at a 2.22% interest rate.
- Credit guarantee
- 100% guarantee for loans up to NT$1,000,000; minimum 90% guarantee for loans above NT$1,000,000.
- Interest subsidy — Track 1
- Subsidy applies to loan principal up to NT$2,500,000 at a 1.5% rate for up to 6 months.
- Interest subsidy — Track 2
- Subsidy applies to loan principal up to NT$10,000,000 at a 1.5% rate for up to 6 months.
Program structure
Track 1 — eligible uses
- Digital transformation — Drives digital adoption and builds the next wave of digital talent.
- Net-zero transition — Promotes energy-saving and emissions reductions and the deployment of renewable energy and energy-storage equipment.
- Channel expansion — Supports business-channel transformation and the development of overseas markets.
Track 2 — eligible uses
- Tariff-impacted SMEs — Direct or indirect victims of recent U.S. tariff measures.
Application window
Per the official call-for-applications announcement.
Who to contact
Taiwan SME United Counseling Foundation
財團法人台灣中小企業聯合輔導基金會
English-language application support: not confirmed. Plan to bring a Mandarin-fluent collaborator to the first conversation.